How Florida’s Insurance Crisis is Impacting Real Estate

If you’ve tried to get homeowners insurance recently, you may have noticed it’s getting harder—and more expensive. Several insurers have pulled out of Florida, citing extreme weather risks and increased litigation costs. That’s made homeownership more complicated and costly, especially for older properties or those in flood-prone areas.

Buyers are now being advised to get insurance quotes early in the process to avoid surprises. Sellers need to be prepared to address repair needs that might impact insurability. And investors are paying closer attention to property condition and location than ever before.

Locally, we work with a network of trusted insurance professionals who can help our clients find realistic solutions and avoid closing delays.

💡 What You Should Know: Insurance is now a critical part of the home buying process—don’t wait until the last minute. We’ll help you navigate it every step of the way.